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Terms & Conditions

By visiting and using this website, you agree that you have read, understood, and agree to the following Terms and Conditions of Use by Nicoletta V. Heidegger.

Intellectual Property

This website includes materials protected by intellectual property laws, including without limitation written text, logos, photos, videos, music, art, designs and/or graphics. 

You may view, download, print, email and use materials from this website for personal, noncommercial purposes only.  Any reproduction or unauthorized use of any materials found on this website shall constitute infringement.

Visitor Behavior on Website

You are strictly forbidden from the following:

  • Causing damage to this website

  • Using this website for any unlawful, illegal, fraudulent or harmful purpose or activity

  • Using this website to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm, Trojan horse, keystroke logger or other malicious software

  • Using this website to transmit, send or deliver unsolicited communications or for other marketing or advertising purposes

  • Systematically or automatically collecting data from this website


Nicoletta V. Heidegger may, without notice, refuse access to its website, in whole or part, to any person that fails to comply with these Terms.


This website provides information only, and does not provide any financial, legal, medical or psychological services or advice. None of the content on this website prevents, cures or treats any mental or medical condition. You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results. Nicoletta V. Heidegger disclaims any liability for your reliance on any opinions or advice contained in this website.

This website is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional.  You should consult with a professional if you have specific questions about your own unique situation.  

You agree that Nicoletta V. Heidegger has not made and does not make any specific representations about the earnings or results you may receive.  Nicoletta V. Heidegger cannot and does not guarantee that you will achieve any particular result or earnings from your use of the website, and you understand that results and earnings differ for each individual. 

Links to Third-Party Products, Services, or Sites 

Any links to third-party products, services, or sites are subject to separate terms and conditions. Nicoletta V. Heidegger is not responsible for or liable for any content on or actions taken by such third-party companies or websites. Although Nicoletta V. Heidegger may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.

General Terms

These Terms shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its conflict of laws. The nearest state and federal court to Sacramento, California shall have exclusive jurisdiction over any case or controversy arising from or relating to this website, including but not limited to the Privacy Policy or these Terms. By using this website, you hereby submit to the exclusive jurisdiction and venue of these courts and consent irrevocably to personal jurisdiction in such courts and waive any defense of forum.

If any provision of these Terms is held invalid or unenforceable, the remainder of these Terms will remain in full force and the invalid or unenforceable provision will be replaced by a valid or enforceable provision. The prevailing party in any dispute between the parties arising out of or related to these Terms, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other party.

This is the entire agreement of the parties, and reflects a complete understanding of the parties with respect to the subject matter. This agreement supersedes all prior written and oral representations.

Nicoletta V. Heidegger may change, modify or update these Terms at any time without notice. Any access or use of this website by you after Nicoletta V. Heidegger posts such changes shall constitute consent of such modifications. If you have any questions or concerns about these Terms, please contact Nicoletta V. Heidegger.

Nicoletta V. Heidegger controls and operates this website from offices in the United States. Nicoletta V. Heidegger does not represent that materials on this website are appropriate or available for use in other locations. People who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

Disclosure of Relationships

This website is written and edited by Nicoletta V. Heidegger and the employees and contractors hired by Nicoletta V. Heidegger.  Nicoletta V. Heidegger does accept forms of cash advertising, sponsorships, paid insertions, complimentary products, or other forms of compensation from third parties.

Nicoletta V. Heidegger believes in honesty. The advertising content, topics or posts on this website may be influenced by the compensation received.  Any content, advertising space or posts will be clearly identified as paid or sponsored content.

Even though we receive compensation for some of our posts, online content, or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this website are purely those of Nicoletta V. Heidegger. Any product claim, statistic, quote or other representation about a product or service may have been provided to Nicoletta V. Heidegger by a third party and you should verify it with the manufacturer, provider or party in question before relying on it.

Nicoletta V. Heidegger does not have relationships that might present a conflict of interest or influence the content of this website.



Last Updated on 4/12/2022

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